Debt Calculator | IVA Calculator | Northern Ireland

Use the Debt Calculator form below to work out your what you could be paying back your creditors each month. Each individual has different expenses and different living costs and this is why each debt solution is catered for you individually.Fill in exactly what you spend and earn each month and you will get an accurate idea of what you have left over each month and how you could pay back your debts.

If you would like some instant advice you can call us on our freephone number 0800 043 3328, or use our Live Chat Console to chat to an advisor anonymously online.

Incomes - Stage 1 of 3

Your monthly wages after tax
Partner's monthly wages after tax

Only fill these out if they are applicable
Income Support
Disability Living Allowance
Working Tax Credit
Pension
Child Benefit
Child Tax Credit
Child Maintenance
Other (specify)


Total Income

Outgoings - Stage 2 of 3

Household

Mortgage/Rent.
Secured Loan
Contents Insurance
Building Insurance
Life Policy
Council Tax
Water Rates
Electricity
Gas
Misc / Contingency

Other

Groceries.
Home Phone
Mobile Phone
Sky/Digital TV
Internet
Clothing
Pets
TV Licence
CSA or Child maintenance
Public Transport
Childcare
Medical
Optical and Dental
Private Pension
Other

Motor Expenses

Fuel
Servicing
Insurance
Road Tax
Hire Purchase

Total Monthly Expenditure

Debts - Stage 3 of 3

How many creditor accounts do you have?

Total Debts

Total Monthly Payment

Your Results

Your Monthly Disposable Income: This could be your new monthly debt repayment*	£0.00
Your Current Monthly Debt Repayment:	£0.00
Total Debts	£0.00

Get Free Advice

If your "Disposable Income" is less than your monthly "Debt Repayments" call our Freephone now for immediate help on 0800 043 3328. We could get your payments reduced.

If you would like to send these details to us and get us to call you fill out the form below and we will contact you shortly.

Name(s)
Address
Telephone
Mobile
Email
Best Time to call

* Your monthly payment is based on your personal circumstances and the information you provide to us. It does depend on what you can afford and whether or not your creditors would accept this payment. It can change if your circumstances change and if the information you provide to us is incorrect.

Debt Calculator | IVA Calculator | Northern Ireland

Want us to Call you?

IVA NI Testimonials

Click here for more...

IVA NI Case Studies

Click here for more...